Terms of service

Terms of Service

Effective Date: October 10, 2025
Business Name: The Authentic Financial Group LLC

Welcome to The Authentic Financial Group LLC (“Authentic Financial Group,” “we,” “our,” or “us”).
These Terms of Service (“Terms”) govern your access to and use of our website, digital products, courses, and professional services (collectively, the “Services”).

By accessing or using any part of our Site or Services, you agree to these Terms. If you do not agree, please do not use our Site.

1. Acceptance of Terms

By using our Site or purchasing our Services, you agree to be legally bound by these Terms, our Privacy Policy, and all applicable laws and regulations.
If you do not agree, you must discontinue use of our Services immediately.

2. Eligibility

You must be 18 years or older to access or purchase from our Site.
By using our Services, you represent that you are of legal age and have the authority to enter into this agreement.

3. Updates to Terms

We may update these Terms periodically to reflect operational, legal, or regulatory changes.
Updated versions will be posted on this page, with the “Effective Date” revised accordingly.
Continued use of our Site after updates constitutes your acceptance of the revised Terms.

4. Description of Services

The Authentic Financial Group provides digital resources, business training, tax education, and other professional services designed to help entrepreneurs build and grow their operations.
All content is for educational and informational purposes only.
We do not guarantee specific financial or business results — success depends on your personal application and consistency.

5. Account Registration

To access certain features (including digital portals or courses), you may need to create an account.
You are responsible for maintaining the confidentiality of your login information and for all activity under your account.
We reserve the right to disable accounts found to be in violation of these Terms.

6. Payments and Refund Policy

All prices are listed in USD unless otherwise stated.
By purchasing, you agree to pay the listed price at the time of checkout.
Our Refund & Return Policy applies to all purchases and is available on our website.
All digital and service-based sales are final unless the error is the verified fault of The Authentic Financial Group.

7. Intellectual Property Rights

All materials provided by The Authentic Financial Group — including digital products, training videos, templates, and written content — are protected by copyright and intellectual property laws.
You may not copy, reproduce, sell, or distribute our materials without prior written permission.
Violations will be pursued to the full extent permitted by law.

8. User Conduct

You agree not to engage in behavior that could disrupt or harm our Site or Services, including:

  • Attempting to hack, damage, or gain unauthorized access to our systems

  • Misrepresenting your identity or affiliation

  • Sharing, reselling, or redistributing our content

  • Violating intellectual property, privacy, or data security laws

We reserve the right to suspend or terminate accounts that violate these Terms.

9. Disclaimer of Warranties

Our Services are provided “as is” and “as available.”
We make no warranties, express or implied, including but not limited to fitness for a particular purpose or non-infringement.
We do not guarantee uninterrupted access, error-free functionality, or specific results.

10. Limitation of Liability

To the fullest extent permitted by law, The Authentic Financial Group LLC, its owners, employees, and affiliates are not liable for any direct, indirect, incidental, or consequential damages arising from:

  • The use or inability to use our Site or Services

  • Unauthorized access to data

  • Any other issues arising from reliance on our content or offerings

Your sole remedy is to discontinue use of our Services.

11. Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to conflict of law principles.
You agree that any dispute shall be resolved exclusively within the courts of Mecklenburg County, NC.

12. Termination

We may suspend or terminate your access to our Services at our discretion if you breach these Terms or misuse our platform.
You remain responsible for any obligations or fees incurred prior to termination.

13. Contact Information

For any questions or concerns regarding these Terms, please contact us at:
📧 admin@authenticfinancialgroup.com
📍 The Authentic Financial Group LLC